Mortgage strategy for San Antonio, TX
VA financing for military families and affordable first homes from Alamo Heights to Stone Oak — Texas homeownership within reach.
San Antonio is a military town at its core — Joint Base San Antonio, Lackland, and Fort Sam Houston anchor a huge veteran and active-duty community. That makes VA financing, often zero down with no monthly mortgage insurance, one of the most powerful tools here, and Sam handles the VA process end to end.
The metro is also one of Texas's most affordable big cities, so FHA and low-down conventional loans open the door for first-time buyers across its growing north and northwest suburbs.
Programs matched to San Antonio buyers
VA purchase and refinance for military families; FHA and 3%-down conventional for first-time buyers; new-construction financing; conventional and refinance options — across 50+ wholesale lenders.
2026 conforming loan limit in Bexar County
Bexar County uses the national baseline conforming limit of $832,750. San Antonio's affordability means almost all purchases fall within it, so conforming, FHA, and VA financing cover most buyers, with jumbo rarely needed.
Neighborhoods across San Antonio we work in
From Alamo Heights and Southtown to Stone Oak and Helotes, Sam works with military families, first-time buyers, and owners across San Antonio.
Questions San Antonio buyers ask
What is the 2026 conforming loan limit in Bexar County?
Bexar County (San Antonio) uses the national baseline, so the 2026 one-unit conforming loan limit is $832,750. San Antonio's affordability means nearly all purchases fall within that, so conforming, FHA, and VA loans cover most buyers.
Do you offer VA loans for San Antonio's military families?
Yes. With Joint Base San Antonio anchoring the city, VA is central to this market. Sam handles VA purchases and refinances — frequently zero down with no monthly mortgage insurance — including for first-time users of the benefit.
Start my San Antonio financing plan Run the numbers first
Explore loan programs and calculators, or see other areas we serve: Austin, Houston, Dallas.
Sam Razavi · NMLS #985351 · originating through C2 Financial Corporation, NMLS #135622. Not a commitment to lend. Equal Housing Opportunity.