Run the numbers before you talk to anyone
Five calculators for the questions that actually come up. Estimates only — Sam will build the real strategy around your goals.
How much house can I afford?
Uses the 28% housing / 43% total-debt guidelines lenders start from.
Should I refinance? (break-even)
How long until the savings cover your closing costs.
Extra payments & early payoff
What an extra amount each month does to your payoff and interest.
Rent vs. buy
A rough multi-year comparison. Excludes tax deductions and assumes you sell at the end.
Amortization schedule
Year-by-year breakdown of principal, interest, and balance.
| Period | Principal | Interest | Balance |
|---|
These calculators are educational estimates only and are not a Loan Estimate, pre-approval, offer of credit, or commitment to lend. Actual figures depend on your full financial profile, program, property, taxes, insurance, and lender underwriting. Sam Razavi · NMLS #985351 · originating through C2 Financial Corporation, NMLS #135622.
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Turn a number into a plan
Sam will pressure-test these against your real goals and lay out the options.
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