Mortgage strategy for Fort Lauderdale, FL
Waterfront condos, second homes, and international buyers from Las Olas to Coral Ridge — financing for how South Florida actually trades.
Fort Lauderdale runs on water and on condos, and both add wrinkles to financing. Coastal condo approvals hinge on the building — its warrantability, reserves, and insurance — so knowing whether a project is financeable before you write an offer saves real heartache here.
It's also a magnet for second-home buyers and international purchasers, each with their own path. Sam structures second-home and foreign-national loans that many retail banks simply won't touch, and knows which lenders say yes.
Programs matched to Fort Lauderdale buyers
Warrantable and non-warrantable condo financing; second-home loans; foreign-national programs for international buyers; DSCR and conventional investment loans; plus standard conventional and refinance options — across 50+ wholesale lenders.
2026 conforming loan limit in Broward County
Broward County uses the national baseline conforming limit of $832,750. Many purchases here fit within it, while higher-priced waterfront homes and condos above $832,750 use jumbo financing — Sam structures both.
Neighborhoods across Fort Lauderdale we work in
From Las Olas and Victoria Park to Coral Ridge and Rio Vista, Sam works with condo buyers, second-home owners, and international purchasers across Fort Lauderdale.
Questions Fort Lauderdale buyers ask
What is the 2026 conforming loan limit in Broward County?
Broward County uses the national baseline, so the 2026 one-unit conforming loan limit is $832,750. Many Fort Lauderdale homes and condos price within that; higher-priced waterfront purchases above $832,750 move into jumbo financing, which Sam handles.
Can foreign nationals and second-home buyers finance in Fort Lauderdale?
Yes. Fort Lauderdale's international and seasonal demand makes these everyday deals for Sam — foreign-national programs that qualify buyers without U.S. credit or income, and second-home loans structured for how the property will actually be used.
Start my Fort Lauderdale financing plan Run the numbers first
Explore loan programs and calculators, or see other areas we serve: Miami, Boca Raton, West Palm Beach.
Sam Razavi · NMLS #985351 · originating through C2 Financial Corporation, NMLS #135622. Not a commitment to lend. Equal Housing Opportunity.